For The Discriminating Customer... That Expects Superior and Personal Customer Service...

Quick Home Loan Whether you are interested in our Special First Time Home Buyer Programs or moving up to your dream home, you can count on us.  And you can apply now for a quick decision. We offer the lowest possible conforming fixed rates with "0" points, always below the National Average. Plus many Special Options inlcuding 5% down payment with no monthly PMI and no Closing Costs, or up to 97% financing (only 3% down payment) and no Closing Costs plus plenty of other Special Options even if your credit is not perfect...  

HOME PURCHASE - We offer Loans for Owner Occupied or Investment Property, for Single Family Residence, Condo, Townhouse, Duplex, Tri-Plex, and Four-Plex.

REFINANCE AND HOME EQUITY - Refinance to a lower Fixed Rate or eliminate your PMI or take some Cash Out to pay other bills and reduce your monthly payments - Or Cash Out for a Home Improvement or nearly any other purpose.

3% DOWN PAYMENT - Whether you are a First Time Home Buyer or moving up to you dream home, you can pay as little as a 3% Down Payment on your new home and even combine other Loan Options like the No Closing Costs Option.

LOWEST RATES - We offer the lowest possible Conforming Fixed Rates, with "0" points, always below the National Average.

NO CLOSING COSTS - "0" Closing Cost Option or $395.00 Closing Cost Option. Or, in most other cases we can inlcude the Closing Costs in the Loan Amount.

NO PMI WITH 5% DOWN PAYMENT - Instead of the normal 20% down payment, this option allows you to pay only 5% down payment and not have PMI.

CREDIT PROBLEMS - We can help. We often provide a Loan even if your Credit is not so good.

NO INCOME VERIFICATION - We offer Loan Programs for the Self Employed that do not require you to Document your Income.

CUSTOMER SERVICE - Our Customer Service is just what we'd expect if we were the Client. You will be treated professionally and courteously, and your File will by managed by our Principal Broker - Randal Stuart

Call (979) 691-2692 or e-mail Randal Stuart or Apply Now